The Medicare flex card is a benefit offered by some private insurance companies that provide Medicare Advantage plans. To get the card, you'll need to enroll in a Medicare Advantage plan that offers the program. Original Medicare beneficiaries not enrolled in a Medicare Advantage plan are not eligible for the flex card. Flex cards give members cash for additional benefits: WellCare Medicare Advantage members receive between $200 and $2,500 in Visa Flex cards, depending on plan and location. WellCare Members enrolled in plans eligible for this benefit receive a prepaid VISA debit card that may be used to cover part of members' out-of-pocket expenses at a dental, vision or hearing provider that accepts VISA. The WellCare Flex Card is a valuable resource for seniors enrolled in WellCare Medicare Advantage plans. Our most personal plan benefit - the Visa Flex Card from Wellcare. Information provided on Forbes Health is for educational purposes only. Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Check your balance on your card using the. By providing your email address, you agree to receive emails containing coupons, refill reminders and promotional messages from GoodRx. These include, but are not limited to: To ensure you're purchasing eligible items, refer to the OTC product list provided by WellCare. or mailing a Reimbursement Request Form found under the Tools & Support tab in your online portal. He has more than 20 years of experience working in the senior healthcare industry. After enrollment in WellCare Medicare Advantage, the insurer may send you an activated WellCare Flex Card Visa ready to use and loaded with an annual allowance for dental, vision and hearing services. If you are wondering what can I buy with my Wellcare Flex card?, this comprehensive guide is designed to help you understand the ins and outs of the WellCare Flex Card, detailing what you can buy with it, and providing helpful tips to ensure you make the most of this valuable resource. The card can be used to cover things like dentures, sunglasses, extra hearing support devices or other qualifying costs that go beyond your plans benefits. Our website services, content and products are for informational purposes only. Nondiscrimination, Y0020_WCM_90606E_M Last Updated: 11182022. Senior Strong Copyright 2023, All Rights Reserved, How To Check Balance On WellCare Flex Card, Tips For Managing Your WellCare Flex Card Balance. Wellcare Medicare Advantage Plans typically include prescription drug coverage as well. Others opt for monthly and quarterly installments. As a freelance writer, Jessica has written across a range of topics, including entertainment, travel and career. To use, swipe the card to pay for services received at a dental, vision or hearing provider. Of Wellcare's HMO, PPO and PFFS plans in 2023, nearly seven out of 10 offer a $0 premium. The Flex card is to assist with out of pocket expenses at the dental/vision/hearing specialists that accept the card. The remaining balance will need to be paid out of pocket. You can use the Wellcare Flex Card to cover dental, vision and hearing services at both in-network and out-of-network provider locations. Something went wrong while submitting the form. (n.d.). Wellcare Offers Innovative Special Supplemental Benefits for the The Company also serves several international markets, and contracts with other healthcare and commercial organizations to provide a variety of specialty services focused on treating the whole person. Humana. How much will the flex card help me save? The funds can be used to help pay out-of-pocket costs for dental, vision or hearing needs beyond plan benefits. Flex cards are an additional benefit to Medicare Advantage plans. GoodRx is not sponsored by or affiliated with any of the third-party brands identified. To easily check your balance, log into theFlex Card Member Portal. Wellcare is the Medicare brand for Centene Corporation, an HMO, PPO, PFFS, PDP plan with a Medicare contract and is an approved Part D Sponsor. The card can be used at participating providers, pharmacies, and retailers. But if you havent saved enough money, it may be challenging to cover your expenses if you stop working. Wellcare Flex Card Benefit | Wellcare | Medicaid For Louisiana D-SNP members: As a WellCare HMO D-SNP member, you have coverage from both Medicare and Medicaid. Not all Medicare Advantage plans participate in this program. Check to see if your medications are included in a Wellcare Part D plan before enrolling in coverage. By following the step-by-step guide provided in this article, you can easily activate your card and start using it to pay for qualified healthcare expenses. Trademarks, brands, logos, and copyrights are the property of their respective owners. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Some Anthem Medicare Advantage plans may feature Medicare flex cards. You gain access to Medicare and may choose to retire. Log In To Your Account: Open the app and enter your account credentials (username and password). By their nature, forward-looking statements involve known and unknown risks and uncertainties and are subject to change because they relate to events and depend on circumstances that will occur in the future, including economic, regulatory, competitive and other factors that may cause our or our industry's actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. By signing up, I agree to GoodRx's Terms and Privacy Policy, and to receive marketing messages from GoodRx. Sometimes the added benefits you get with the flex card may not be worth the tradeoffs. The benefit ranges from $500 - $1500 annually. *The benefits mentioned are a part of special supplemental benefits. You can find more help for seniors with similar programs offering discounts and assistance. Benefit offerings vary by plan. Telehealth services, wellness and fitness programs, in-home support services and benefits for customers suffering from chronic illness are also among additional benefits offered. Your annual benefit is available to you starting January 1st. For more healthcare assistance options, visit Senior Strong and check out our resource on the healthcare benefits available to disabled low-income seniors. Click the. Call to speak with a licensed agent M-F 8a-9p, Sa-Sun 8a-8p CT. Chapter is not connected with or endorsed by any government entity or the federal Medicare program. Visit The Wellcare Flex Card Website: Navigate to the official WellCare Flex Card website. how to check balance on wellcare flex card - netevents.org.uk Beginning Jan. 1, 2022, Centene's Medicare brands, including Allwell, Health Net, Fidelis Care, Trillium Advantage, 'Ohana Health Plan, and TexanPlus will transition to the Wellcare brand. Enrollment in our plans depends on contract renewal. You must be enrolled in a qualifying Medicare Advantage plan to gain access to the Medicare flex card. PDF Flex Card Supplemental Benefit - d14mz4iq8amhw3.cloudfront.net This is not a replacement for existing coverage. TennCare is not responsible for guaranteeing the availability or quality of these benefits. Visit Wellcare-MedicareAdvantage.com 2023 Medicare Part B premium of $164.90 per month, Best Medicare Supplement (Medigap) Providers, UnitedHealthcare Medicare Advantage Review, Blue Cross Blue Shield Medicare Advantage Review, Mutual Of Omaha Medicare Supplement Review, Your Guide To Medicare Advantage (Medicare Part C), A Guide To Medicare Supplement (Medigap) Plans: Cost And Coverage, Medicare Supplement (Medigap) vs. Medicare Advantage Plans, Medicare Advantage Plans By State: Coverage Based On Where You Live, Medicare Advantage Plans And Providers In Florida, Medicare Advantage Plans And Providers In Ohio, Medicare Advantage Plans And Providers In Texas, Medicare Advantage Plans In Massachusetts, experienced journalists and medical experts, Chat with a licensed insurance agent today, Plan options from Aetna, Anthem, BCBS, Cigna, Humana, and more, Medicare open enrollment runs from October 15th through December 7th, Provides affordable options that include benefits, such as vision, dental, hearing aids and drug coverage, with $0 monthly premiums in some plans, Dual coverage plans available for those eligible for both Medicare and Medicaid, Additional benefits include cash-back plans and Visa flex cards that can be used to help pay for dental, vision or hearing needs beyond a plans benefits, Wellcares Medicare Advantage physician network tends to be less developed in more rural areas, Some of Wellcares Medicare Advantage plans receive only three stars from the Centers for Medicare and Medicaid Services (CMS), Choose between Medicare Advantage or Medicare Supplement options, As simple as entering your basic information to compare plans right away, Easy to distinguish between plan options with straight-forward information, Licensed, experienced and dedicated Medicare professionals are here to help you navigate your options. About Centene CorporationCentene Corporation, a Fortune 25 company, is a leading multi-national healthcare enterprise that is committed to helping people live healthier lives. The card will arrive. Many of Wellcares plans are part of the D-SNPs program for members eligible for both Medicare and Medicaid. Whether you choose to check your balance online, through the app, or by phone, staying informed about your available funds helps you manage your healthcare expenses effectively. By staying informed about eligible expenses, using participating providers, and budgeting your spending, you can maximize the value of your WellCare Flex Card and enjoy better control over your healthcare costs. So, to qualify, you must have a participating policy. Eligible McCs are: 8021-Dental; 8042 & 8043-Vision; 5975-Hearing Aids and Sales, Not all plans/markets offer the Flex Card for DVH. I would also like to sign up for a free GoodRx account, Written by Ronilee Shye, PharmD, BCGP, BCACP, CDE. Enter the Medicare flex card. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans, so we do not offer every plan available in your area. 0000052881 00000 n Medicare Flex Cards arent available as a Medigap plan benefit. You may also order eligible items online, by mail, or by phone. Learn other ways to enroll below. Follow the onscreen instructions, filling in your first name, last name, zip code, and your Employee ID (Note: This is your Member ID#). or by calling the number on the back of your Flex Card to make sure you have sufficient funds in your account to cover an expense. How Do You Get the Senior Discounts On Your Kroger Plus Card? By having an estimate of upcoming expenses, you'll be better prepared to budget your WellCare Flex Card funds and avoid any surprises. Wellcare by Allwell (HMO and HMO SNP) includes products that are underwritten by Superior HealthPlan, Inc. and Superior HealthPlan Community Solutions, Inc. Wellcare (HMO and HMO SNP) includes products that are underwritten by WellCare of Texas, Inc., WellCare National Health Insurance Company, and SelectCare of Texas, Inc. By completing this form, you agree to be contacted and receive autodialed calls/text messages from Centene or licensed agent for marketing purposes at the phone number provided now or the next enrollment period when new benefits information is available. (n.d.). Unfortunately, scammers may target seniors with advertisements containing misleading information. Finally, always keep your receipts for healthcare expenses paid using your WellCare Flex Card. There are multiple tools on how to assist your members with enrolling with Humana. Flex cards are a crucial financial tool for seniors, and its important to understand how to manage them. Cosmetic services are not covered. But be mindful that not all Medicare Advantage plans offer the program. Your Medicare flex card works like a prepaid debit card. You receive your Medicare health care and prescription drug coverage through WellCare and are also eligible to receive additional health care services and coverage through Louisiana Medicaid. Seniors need to check the balance on the Wellcare card to ensure that there is enough money to cover the cost of health care services or products. Have a minimum of 6 characters, contain upper and lowercase letters, and at least one number. In addition to Medicare Part A and Part B coverage, Wellcare Medicare Advantage benefits include vision, dental and hearing, as well as give-back plans. (n.d.). Unused funds generally expire at the end of the plan year. A few health plans may allow you to buy approved groceries and pay for utilities with your flex card. Centene focuses on long-term growth and the development of its people, systems and capabilities so that it can better serve its members, providers, local communities, and government partners. There is no obligation to enroll. Plan benefits vary by location. You do not need to create a PIN code. WellCare Visa Flex Card TV Spot, 'Medicare Beneficiaries' The card can be used to cover things like dentures, sunglasses, extra hearing support devices or other qualifying costs that go beyond your plan's benefits. Wellcare plans struggle in several categories, and member satisfaction leaves them behind other Medicare Advantage providers. Check Your Card Balance - Healthy Benefits Plus The WellCare Flex Card is a prepaid card provided by WellCare Health Plans, Inc. Consult your plan documents or contact your health plan's customer service for more information on fund expiration. While we work hard to provide accurate and up-to-date information that we think you will find relevant, Forbes Health does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. Contact the CS number on the back of your card for more info. If you need medical care often or if your health care providers dont accept Wellcare Medicare Advantage, the cost of your health care could become expensive quickly. This compensation comes from two main sources. If your card is lost or stolen, report it immediately to Wellcare customer service. ", In 2022, Wellcare is offering a wide range of innovative SSBCI benefits including:*. Members on plans that offer the Flex Card benefit will be mailed their card shortly after enrolling, along with instructions on how to use it. Eligibility is determined by the insurance carrier, not by Medicare. . Centene uses its investor relations website to publish important information about the Company, including information that may be deemed material to investors. Wellcare Flex Card Activation - seniorstrong.org Medicaid services are funded in part by the state of New Mexico. This card comes preloaded with a set amount of money that you can use to pay for healthcare costs. However, some programs and discounts may be available to individuals as young as 50 or 55 years old. The remaining balance will need to be paid out of pocket. Our partners cannot pay us to guarantee favorable reviews of their products or services, {{ tocState.toggleTocShowMore ? As a part of Wellcare's Supplemental Benefit key enhancements, the Flexible Spending Card (Flex Card) for DVH will be offered for Wellcare and Ascension Complete, and will be available on more plans across the country for 2022. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Health site. Wellcare has been providing Medicare and Medicare Advantage coverage for over 20 years. Comprehensive Flex Card Benefits We provide support for any supplemental benefit type in your plan benefit package (PBP), or can act as a marketplace for benefits you wish to expand into: It can be much more than just implementing a benefit Additional Services to Support Flex Card Benefit Programs Benefit-based Incentives Talk to a trusted advisor or licensed insurance agent to help you make the best decision. Medicare Advantage essential extras. Keep in mind that you cant use your Medicare flex card at any store. For example, ask these questions: Does the insurance company have a good track record? This pre-loaded Visa debit card can be used for costs beyond what the dental, vision, and/or hearing benefits cover, allowing members to extend their coverage where they need it most. Locate The Customer Service Number: Find the WellCare Flex Card customer service phone number on the back of your card or in your account materials. Our D-SNP plans have a contract with the state Medicaid program. For security reasons, you may be asked one of these questions when completing certain account functions or after logging in to your account. Medicare flex cards offered by well-known Medicare Advantage plans are legitimate. Youll also pay for your health care services as you need them, meaning your annual medical expenses will depend on how much care you need. Additionally, checking the balance on the card can help customers identify any fraudulent activity or unauthorized charges so that they can take action to protect their financial information. PDF WellCare Flex Card - opticaloutlets.net Not all members have the same needs. GoodRx Health has strict sourcing policies and relies on primary sources such as medical organizations, governmental agencies, academic institutions, and peer-reviewed scientific journals. Heres a look at flex card benefits and how they can vary across providers. This card can help reduce your out-of-pocket costs and save money on healthcare. What You Need To Know, Be enrolled in a qualifying Wellcare health plan. Will my monthly premiums, deductibles, and copays be more? Medicare.gov. Medicare does not issue the flex card. The Company takes a local approach with local brands and local teams to provide fully integrated, high-quality, and cost-effective services to government-sponsored and commercial healthcare programs, focusing on under-insured and uninsured individuals. And even if youre enrolled in a Medicare Advantage plan that offers a flex card, it may not be available to you. To get the flex card, look for available Medicare Advantage plans in your area. What happens if I lose my WellCare Flex Card? Flex card. WellCare is partnering with Wex to expand our Supplemental Flex Card benefit for 2021. Benefits - Wellcare Medicare It is specifically designed to offer seniors enrolled in their Medicare Advantage plans an easy way to access and manage their health care spending. The Flex Card for DVH is a prepaid VISA debit card that may be used to reduce out-of-pocket expenses related to additional dental, vision, and hearing services. To use, swipe the card to pay for services received at a dental, vision or hearing provider. Maintaining a file of receipts ensures you'll have the necessary documentation if needed, and it can also help you monitor your spending habits more closely. If your purchase exceeds the available balance, you will be responsible for paying the difference. Offered in all 36 states within Wellcare's Medicare footprint, The number of plans offering this benefit have almost doubled for 2022, ~~Members will automatically receive their pre-loaded and activated VISA debit card in the mail, and dollars are available on day 1 with no waiting, ~~Members can access their account via phone, portal and/or IVR, Benefit amounts range from $100 to $2,500, ~~Benefits with an allowance of $750 or greater will have separate purses (amounts that can be used for different covered service types), ~~~~Vision Only purse and Dental and Hearing combined purse, ~~~~The Vision purse will be capped at $250, and the rest of the allowance will be allocated to the Dental and Hearing benefit, The Flex Card for DVH gives members greater "buying power" on their supplemental dental, vision, and hearing benefits for both in- and out-of-network expenses, Members can easily submit a claim for reimbursement for transactions at Wellcare providers who do not accept VISA, Wellcare's vendor partner for the Flex Card for DVH is Wex, The Flex Card for DVH will only work at providers with a valid Merchant Category Codes (MCC) who accept VISA. This may include annual check-ups, prescription refills, or upcoming procedures. Check your balance on your card using the Flex Card Member Portalor by calling the number on the back of your Flex Card to make sure you have sufficient funds in your account to cover an expense. Wellcare Medicare Advantage zero premium plans are the most popular, says Melissa Spangler, a Wellcare pre-enrollment specialist. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. NM Medicaid benefits may be limited to payment of Medicare premiums for some members. When you enroll in a plan, you will receive a Wellcare Flex Card in addition to your Member ID card. Simply enter your 17-digit card number and 4-digit security code, which may be located on either the front or back of your card. How To Get A New York Times Subscription Senior Discount, Bi-Mart Senior Discount Day: What To Expect, Everything To Know About Senior Discounts, Goodwill Senior Discount Policy And Details, Medicare Flex Card Eligibility For Seniors: Everything You Need To Know, BlueCare Plus Flex Card For Seniors: A Comprehensive Guide, How To Apply for a Flex Card For Seniors: The Ultimate Guide, Is The Medicare Flex Card Legitimate? You will NOT be able to get Store Branded rewards with Over The Counter (OTC) card purchases. Wellcare is a private company that contracts with Medicare to provide its customers with Medicare Part A and Part B benefits. Extra Benefits Ohana Health Plan, a plan offered by WellCare Health Insurance of Arizona, Inc. Washington residents: Health Net Life Insurance Company is contracted with Medicare for PPO plans. First, we provide paid placements to advertisers to present their offers. If youre purchasing approved over-the-counter (OTC) items or paying for a prescription copay at the store, youll swipe the card like any other debit card. Keeping a check on your WellCare Flex card balance is especially important for those who have a high deductible plan or are paying for services out of pocket. Choosing an FMO to work with is not just about having access to top insurance products and commissions, its about finding a one-on-one agent service that is prepared to meet your needs. Jessica is a writer, editor and media professional who has spent her career working with some of the most influential names in media. Wellcare typically includes prescription drug coverage in its Medicare Advantage plans. button to complete the process. The card can be used to pay for eligible healthcare expenses, such as copayments, deductibles, and certain over-the-counter (OTC) items. How Much Can You Get With A Harris Teeter Senior Discount? The Wellcare Flex Card Visa is a prepaid debit card you can use to pay for any dental, vision or hearing, and in some cases, utility, services beyond your plan benefits. Wellcare Flex Card Benefit | Wellcare Forbes Health adheres to strict editorial integrity standards. It also offers a separate Medicare Part D prescription drug plan for those who need prescription drug coverage. Anthem Blue Cross Blue Shield. If you choose a Wellcare Medicare Advantage zero premium plan, you wont pay a monthly premium for your coverage, but you will still need to pay the standard 2023 Medicare Part B premium of $164.90 per month. By regularly checking the balance on the card, customers can make sure that they are not overspending or running out of funds. Wellcare Medicare Advantage plans can cover home health care, including skilled nursing care, home health aides and home delivery of meals and prescriptions. A Wellcare card is a prepaid card that provides a convenient and secure way to pay for health care services and products.